E-Commerce

TWINT, Cards, QR-Bill: Which Online Payment Should a Swiss SME Choose?

Klickstudio — Web Studio Geneva

28 September 2026 · 6 min read

Customer paying online with TWINT on a phone

Taking payments online is no longer just for e-commerce stores. Deposits, bookings, classes, gift vouchers: more and more Swiss SMEs want customers to pay directly on their website. That starts with choosing the right payment methods.

The payment methods Swiss customers expect

MethodBest forGood to know
TWINTQuick mobile paymentsVery widespread in Switzerland, via a compatible provider
Cards (Visa, Mastercard)Swiss and foreign customersEssential as soon as you sell abroad
Apple Pay / Google PayOne-tap purchases on mobileOften included by providers
QR-billServices billed afterwardsNo provider fees, but delayed payment

Which provider should you choose?

  • Stripe: very easy to integrate, accepts cards and TWINT, clear dashboards.
  • Datatrans: Swiss provider, popular with established businesses and retail.
  • Payrexx: Swiss solution aimed at SMEs, with ready-to-use payment pages.
Tip

Compare fees on your real volume, not the published price list.

Rates change and depend on the payment methods used. Ask for a simulation before you commit.

Take payments on your website

We integrate TWINT, cards and recurring payments into your website or store, with secure payment pages.

Frequently asked questions

Can you accept TWINT on a website?

Yes, through a compatible payment provider (for example Stripe, Datatrans or Payrexx). The customer pays in the TWINT app in a few seconds.

Do you need an online store to take payments online?

No. A simple payment link or button is enough for a deposit, a booking or a fixed-price service. A full store is only useful if you sell a product catalog.

What is the QR-bill?

The Swiss invoice format that replaced payment slips. The customer scans the QR code with their banking app. Ideal for services billed after they are delivered.

Videos to watch

Use TWINT to pay for your online shoppingYouTube · TWINT

Sources and further reading